Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023
Justin's avatar
Justin

Good interest rate and an easy to navigate app.

5
Good interest rate and an easy to navigate app. Ticks all the boxes for me. Reviewed on: 12th April 2024
Roger T's avatar
Roger T

credit card and savings accounts combined

5
Very friendly company and supported with a easy to use application Reviewed on: 12th April 2024
Christian N's avatar
Christian N

Effective

5
Works so well, clear and easy to use. Reviewed on: 12th April 2024
KP's avatar
KP

Easy to use

5
Easy to use and set up an account. All done on the app. Navigating around the app is simple as well. Interest rates are quite competitive which makes it an attractive option if you have savings. Reviewed on: 12th April 2024
LCL's avatar
LCL

Good product and good service pays a decent interest...

5
Good product and good service pays a decent interest on my savings Reviewed on: 12th April 2024
Mr R's avatar
Mr R

Easy to use app and able to separate saving pots

5
I love the app, the ability to move money into individual pots without having to have multiple savings accounts is great. Reviewed on: 12th April 2024
David Crossland's avatar
David Crossland

Brilliant service and customer service too

5
Brilliant service and customer service too Reviewed on: 12th April 2024
Linda Lee's avatar
Linda Lee

a super bank; easy and secure online transactions;...

5
a super bank; easy and secure online transactions; competitive interst rates. Reviewed on: 12th April 2024
Peter Campbell's avatar
Peter Campbell

Easy to use

5
They have given a good rate of interest and their accounts are very easy to use and set up. Reviewed on: 12th April 2024
Caroline M's avatar
Caroline M

Applying for and receiving my loan was very prompt a...

5
Applying for and receiving my loan was very prompt and efficient. I couldn't ask for more Reviewed on: 11th April 2024
Colleen Ford's avatar
Colleen Ford

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5779 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill