Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

good rates of interest

5
I get a good rate of interest on my savings and I have a choice of when I can have access to my money. Reviewed on: 29th February 2024

Very easy to open the account with good interest tha...

5
Very easy to open the account with good interest that is paid monthly Reviewed on: 29th February 2024

Leading Provider

5
Great Rate managed by App-very competitive Reviewed on: 29th February 2024

Excellent company in every aspect of its service to...

5
Excellent company in every aspect of its service to you Reviewed on: 29th February 2024

Zopa Is Great!

5
Zopa is easy to use and frequently update their app, as well as constantly reviewing interest rates to benefit the user. Reviewed on: 29th February 2024

Excellent App with good rates.

5
Excellent App with good rates. Ability to move money quickly and efficiently helps maximise your interest. Reviewed on: 29th February 2024

Great for saving and loans investing and getting goo...

5
Great for saving and loans investing and getting good returns for your money Reviewed on: 29th February 2024

Easy app to use and good interest rates that increas...

5
Easy app to use and good interest rates that increase quickly after BoE base rate changes. Reviewed on: 29th February 2024

Great people to deal with.

5
Great people to deal with. App is very easy to use Reviewed on: 29th February 2024

Very easy to use website

5
Very easy to use website to view account, deposit and withdraw money. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5786 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products