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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1788 reviews)

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4.92

Based on 1,788 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great interest rates and customer perks. Great interest rates and customer perks. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1788)

Review of the Zopa, Fixed term savings account:

Staff are respectful and honest

I've been with the nationwide for 34 years and haven't had one problem with them there so curtiuse when it comes to costumers requests and loyalty they go that extra mile for you to feel satisfied with there products Reviewed on: 14th February 2023

Always great service, good rates of interest

Always great service, good rates of interest Reviewed on: 23rd April 2025

Ease of use

Easy to navigate website and use various accounts. Excellent rates. Good advice and notifications of services. Reviewed on: 22nd April 2025

Zopa Fan

I have had several accounts with Zopa over the last 5 years - including loans, fixed term savings, ISA's and flexible savings accounts. In all instances they have provided the most competitive rates and the app interaction is unsurpassed. I recently had a query and the customer support was excellent. Reviewed on: 22nd April 2025

Been with Zopa a while now over 2 years with credit...

Been with Zopa a while now over 2 years with credit card now with savings and banking beats any other trust me think of interest on high street banks it’s a total disaster compare Zopa rates Reviewed on: 22nd April 2025

Helped my sort credit issues now saving

Helped me sort my credit and now helps me save for ballon payment on my car and vets bills as my car is over 13 do insurance is extortionate. I love it. Reviewed on: 22nd April 2025

Not normally a banking app fan

I was recommended to use this firm and app by my son. I have found it an excellent way to save- consistently good rates of interest and ease of accessing money. Reviewed on: 22nd April 2025

Zopa are great at helping to save

Zopa have help me a great deal to save money, as I lock pots of money for either 7 days, 31 day or 95 days. It’s brilliant. Reviewed on: 22nd April 2025

Using Zopa had been so easy and trustworthy .

Using Zopa had been so easy and trustworthy . I feel money is safe and l can use my credit card as and when . I would defiantly recommend to everyone . Reviewed on: 22nd April 2025

Interest earned better then any other bank

Interest earned better then any other bank Reviewed on: 22nd April 2025

Just a good product, above average interest

Just a good product, above average interest Reviewed on: 22nd April 2025

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