Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Fantastic

Easy savings account with the flexibility to lock on funds for better rates which helps me save! Reviewed on: 3rd April 2023

Best easy saver

This is the best easy savings provider around at the moment and has a very slick website. Reviewed on: 3rd April 2023

Great savings account.

Zopa was recommended on the Martin Lewis MSE website so I opened an account. It’s great. Easy to use, and you can divide your money into different access timeframes for greater rewards. No fuss, no hassle just easy savings with a good interest rate. Would definitely recommend Reviewed on: 3rd April 2023

Great company

Great bank easy to use app can't really fault them good interest rates Reviewed on: 3rd April 2023

So easy to use

Everything is so straight forward and easy to use Reviewed on: 3rd April 2023

No complaints from me

Very easy to set up, easy to access through the app & see the interest received Reviewed on: 3rd April 2023

Great rates

Great rates and quick to react to charges Reviewed on: 3rd April 2023

Best saving account

Easy to use, best rates, saves a lot of time and money. Highly recommend. Reviewed on: 3rd April 2023

Savings made easy

Zopa was recommended by Martin Lewis which brought it to my attention. I opened an account and started saving straight away. It is so easy to transfer money in and the interest is so much better than my high street bank. Zopa is banking made easy. I would recommend to anyone! Reviewed on: 3rd April 2023

Wonderful

I really like the way Zopa works for everyone. The App was very easy to download and set up. Once you start using the App, it's really simple to get your money into the savings scheme you have decided upon. Interest is always paid on time, and when you withdraw to your nominated bank account, it gets there very quickly. I can't fault Zopa, it's a super smooth online bank account. Thanks Zopa Reviewed on: 3rd April 2023

Alternative products

Savings
from Monzo 4.97 from 232 reviews
Savings
from Saffron Building Society 4.75 from 6268 reviews
Savings
from Mansfield Building Society 4.65 from 1418 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub