Smart Money People Logo

Zopa: Fixed term savings account reviews

4.93
Based on 1,780 reviews, last reviewed 28th Apr 2025
41% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa make borrowing and using credit card easy very... Zopa make borrowing and using credit card easy very good app easy to pay back and good reminders Reviewed on: 28th April 2025
Ashley chohan's avatar
Ashley chohan

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1780)

Review of the Zopa, Fixed term savings account:

Everything that you can expect from a bank

5
An excellent rate for a bank albeit only £300 a month max Reviewed on: 21st April 2025

Straight forward and efficient and easy understand.

5
Straight forward and efficient and easy understand. Reviewed on: 16th April 2025

Investing in Zopa's Fixed Term Savi...

5
It was very easy to invest in Zopa's Fixed Term Savings Accounts Reviewed on: 16th April 2025

Satisfied

5
This is my second of investment and I have been please with Zopa’s fixed saver Reviewed on: 16th April 2025

Easy to use.

5
Easy to use....on PC or via App. Good returns. Secure with FRCS guarantee. Reviewed on: 16th April 2025

A great savings account.

5
I love the efficiency of the service. Whenever I need to transfer money, it’s just so quick and easy. Reviewed on: 16th April 2025

Excellent customer service quali

5
Excellent customer service quali Reviewed on: 16th April 2025

Why I like Zopa :

5
Zopa has been easy to use easy to understand very informative and unlike some online banking platforms very user friendly all round great service Reviewed on: 16th April 2025

Great interest rates.

5
Great interest rates. Easy to use App. Also good customer service support Reviewed on: 16th April 2025

Top notch

5
Customer service is one of the best I’ve dealt with and the app is very easy to use . Reviewed on: 16th April 2025

Easy to navigate the app.

5
Easy to navigate the app. Very competitive interest rates. I am happy with my experience with Zopa over the last couple of years. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products