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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy borrowing

Very simple and quick process. Most helpfull staff Reviewed on: 10th January 2024

Exceptional company, very efficient

Exceptional company, very efficient and low interest rates, the app is excellent and very easy to use and tells you everything you need to know, it refreshes monthly so you know exactly what your lending position is Reviewed on: 10th January 2024

top marks for zopa.

ive been with zopa for around 10yrs now and would not look anywhere else.They have been very good to me always and getting me the best deals suited for me,well done. Ive told so many friends and family about zopa and recommended them highly, in fact i believe they have used them and told me they are very happy with the company and are gratefull for the info. Reviewed on: 10th January 2024

Quick and easy loan application.

Quick and easy loan application. Money arrived quickly. Very good communication with you throughout the term of your loan. Reviewed on: 10th January 2024

Extremely helpful, and efficient service.

Extremely helpful, and efficient service. 10/10 Reviewed on: 10th January 2024

Excellent service, very easy to use app, I’d highly...

Excellent service, very easy to use app, I’d highly recommend. Reviewed on: 10th January 2024

Fast, reliable, easy to use.

Fast, reliable, easy to use. Always happy to help Reviewed on: 10th January 2024

Immediate decision making, prompt customer service a...

Immediate decision making, prompt customer service and ongoing support has been great so far. Reviewed on: 10th January 2024

Uncomplicated

Basically I applied for a loan Zopa was brought to my attention then from there on after applying every think went so smoothly no hassle and the app is very helpful let’s you know exactly where I stand so all in all excellent. Reviewed on: 10th January 2024

Best loan I’ve had.

Best loan I’ve had. Best app I’ve used. Most straight forward process in place. Absolutely superb Reviewed on: 10th January 2024

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