Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Applying7.

Very easy and simple to apply for a loan Reviewed on: 10th January 2024

Effortless transaction, quick decision and in bank w...

Effortless transaction, quick decision and in bank within a couple of hours. No hassle No fuss Reviewed on: 10th January 2024

Fantastic company to deal with

I have had two personal loans from Zopa and personally wouldn't look anywhere else, the customer experience from start to finish is very easy and very straight forward Reviewed on: 10th January 2024

The Zopa personal loan is the best experience to me.

The Zopa personal loan is the best experience to me. At the time I was taking up the loan I did not think it was going to happen but it happened so fast. Thank you so much for everything. Reviewed on: 10th January 2024

Excellent service

Quick decision, no waiting for answers, highly recommended Reviewed on: 10th January 2024

Great to deal with , would recommend

Great to deal with , would recommend Reviewed on: 10th January 2024

Excellent

Easy process from start to finish Reviewed on: 10th January 2024

Easy to use website!

No judgement, no hassle and extremely straightforward website with no fuss or frills Reviewed on: 10th January 2024

great would recommend

Easy to use know exactly what you will pay and what you owe Reviewed on: 10th January 2024

Delighted

It was simple, clear and quick to organise a loan and I'm keeped up to date with payments and I can even over pay simply via the app. I am delighted with Zopa Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from 100Pounds (inactive company) 4.11 from 22 reviews
Personal loan
from Creation 3.97 from 61 reviews
Payday Loans
from Cashfloat 4.80 from 501 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub