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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

no nonsense loan

simple application process, easy to manage account and access information Reviewed on: 10th January 2024

Excellent service fast and speedy great rates that...

Excellent service fast and speedy great rates that I could afford Reviewed on: 10th January 2024

Excellent

The Best!Easy to use!Excellent communication Reviewed on: 10th January 2024

Quick easy , and friendly defiantly recommend

Quick easy , and friendly defiantly recommend Reviewed on: 10th January 2024

It's so easy taking out a loan with Zopa.

It's so easy taking out a loan with Zopa. The rates are competitive and it was done in a flash. I really appreciate being able to check my details quickly in the app as well, so I can keep on top of my finances. Reviewed on: 10th January 2024

Great service

Quick and easy process decision in minutes money within an hour great service Reviewed on: 10th January 2024

I applied for a loan and it was so easy and simple t...

I applied for a loan and it was so easy and simple to navigate the app. Zopa told me immediately that my application was successful. Reviewed on: 10th January 2024

Very easy process and the follow up care has been ou...

Very easy process and the follow up care has been outstanding Reviewed on: 10th January 2024

The app is excellent and easy to use.

The app is excellent and easy to use. Easy to keep track of finances Reviewed on: 10th January 2024

Zooper zopa

Applied for my loan using an easy process. Money was in the bank an hour later. It's great using the app, which again is so easy to navigate. The app lets you pay extra. Would recommend to all my friends,, who are old like me and struggle with technology Reviewed on: 10th January 2024

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