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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69090)

Simple to use

Process was so simple and quick to complete online, no complicated paperwork Reviewed on: 10th January 2024

Fussless Finance

Quick and easy to deal with. All online with no fuss. Reviewed on: 10th January 2024

Very easy to apply

Very easy to apply, communication very fast and clear Reviewed on: 10th January 2024

Smooth and professional service

Easy to apply and smooth process through Reviewed on: 10th January 2024

Fantastic experience friendly staff and easy to unde...

Fantastic experience friendly staff and easy to understand Reviewed on: 10th January 2024

Excellent service, glad I chose Zopa

Excellent service, glad I chose Zopa Reviewed on: 10th January 2024

My overall experience was excellent.

My overall experience was excellent. My loan was easy to apply. I received a quick response. My loan was in my bank the following day after applying.The people dealing with me were very professional and helpful. Reviewed on: 10th January 2024

Best loans provider

Very recommended company none issues Reviewed on: 10th January 2024

Personal loan

Simply and easy to apply. Could choose what I wanted to apply for and very quick decision and release of funds. Reviewed on: 10th January 2024

They are good

Good and they was quick at getting bck to me Reviewed on: 10th January 2024

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