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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Cert happy with it.

Cert happy with it. I reccomend. Reviewed on: 10th January 2024

Customer service

Very easy to apply friendly and helpful staff Reviewed on: 10th January 2024

Great service, Been using for a few years never had...

Great service, Been using for a few years never had any problems Reviewed on: 10th January 2024

Terrific user friendly process from start to finish

Very user friendly process and highly efficient. App is easy to navigate and really helpful. Love the reminder email before payment is due Reviewed on: 10th January 2024

The process for my loan was very easy to complete on...

The process for my loan was very easy to complete online, very clear instructions to follow and money arrived in my account very quickly. Assistance easy to obtain if needed. Reviewed on: 10th January 2024

Straight forward and easy to use

Straight forward and easy to use Reviewed on: 10th January 2024

Very efficient and easy when you’re applying fo...

Very efficient and no hassle when you’re applying for a loan. Quick response Reviewed on: 10th January 2024

Fast loan

Really fast and easy you know within 5 minutes everything is online and more convenient Reviewed on: 10th January 2024

I have had 2 loans from zopa, which have been very h...

I have had 2 loans from zopa, which have been very handy when my bank who i have been with for 20 years wouldnt provide me one. I like the flexibility of being able to pay a little more over time as finance changes to being the monthly payment down. All in all zopa have been a big help for me over the last few years Reviewed on: 10th January 2024

very quick decision friendly staff payment into ba...

very quick decision friendly staff payment into bank very fast excellent comparative rates with other companies and excellent range of months to pay back. I selected 24 and when that is completed I shall be applying for another loan Reviewed on: 10th January 2024

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