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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

My Zopa loan

Once loan was approved, I received funds within a few hours. Great service! Receive monthly reminders when loan is due. Zopa app is easy to navigate and can make overpayments, change date of payment etc. Reviewed on: 10th January 2024

Best credit company by far!

They consider applications efficiently using a combination of all personal financial info. Unbelievably quick response and the app is clear, so you can see exactly what is available to you and what you are spending. An excellent provider which I have used twice for personal loans and use the app constantly to check my credit score and ways to improve it. I’ve recommended this company to numerous friends and family as I find them completely transparent and helpful. Reviewed on: 10th January 2024

Zopa was new to me.

Zopa was new to me and wasn’t sure what to expect. They have really helped me out when other providers were either not interested or were very expensive. I would highly recommend Zopa to others. Without Zopa I would have struggled to make ends meet and the loan they provided was a quick and simple process to complete. Reviewed on: 10th January 2024

Simple, easy with quick payment.

Simple, easy with quick payment. Exactly what you need to get things done. Reviewed on: 10th January 2024

Stop searching pick.the best, Zopa

I have and had many loans from different lenders but Zopa is the number one. Fantastic app, easy to track the status of your application and loan. They provide excellent service. Reviewed on: 10th January 2024

Perfect Experience

Seamless from start to finish honestly one of the best experiences I have had for a loan, quick and so easy to apply a stress free experience. Reviewed on: 10th January 2024

Zopa made me feel financially safe

Made me feel financially safe whilst making me feel human; rather than someone incapable of managing personal finances. Didn't feel under any pressure whatsoever to sign up to anything. I was offered a competitive repayment rate with a realistic and easily understood prepayment plan. Reviewed on: 10th January 2024

Excellent service all round from Zopa

I have been very impressed by Zopa. Their products suit me very well, and their customer service is excellent. The whole process from applying to being accepted was fast, seamless and stress---free. I'm 83 years old and was treated fairly and in a very friendly manner. Reviewed on: 10th January 2024

Quick and easy loan

Looked up super website fill the form online. It was done quickly easily new fussing and got what I asked for. Excellent Reviewed on: 10th January 2024

Simple clear and efficient process.

Simple clear and efficient process. Reviewed on: 10th January 2024

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