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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Exercise services very good costumers service

Exercise services very good costumers service Reviewed on: 10th January 2024

Quick and easy everything thing done when it said it...

Quick and easy everything thing done when it said it would be.no hassle money went straight into the bank Reviewed on: 10th January 2024

Highly recommend

Fantastic company, accessible, great customer service and just simply the best. Highly recommend Reviewed on: 10th January 2024

That was quick, efficient job and money popped so qu...

That was quick, efficient job and money popped so quickly so yeah I’m happy with the service Reviewed on: 10th January 2024

Seamless service and great products.

My experience with Zopa has been seamless. The loan I took with them was dealt with quickly and easily. The process was very efficient and took the pressure off right from the start. Reviewed on: 10th January 2024

Very good customer service, never had any problems,...

Very good customer service, never had any problems, very friendly people, quick response and very helpful. Reviewed on: 10th January 2024

Excellent customer service, with timely responses.

Excellent customer service, with timely responses. Reviewed on: 10th January 2024

Very straight forward, hassle free

Very straight forward, hassle free Reviewed on: 10th January 2024

Very helpful and very low interest

Very helpful and very low interest Reviewed on: 10th January 2024

Excellent customer service.

Excellent customer service. Easy to apply and terms clear. app is user friendly. I was able to repay early and confurmation of settkement was sent straight away Reviewed on: 10th January 2024

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