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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Good rates , quick no fuss service.

Good rates , quick no fuss service. I have used more than once with no problems Reviewed on: 10th January 2024

Absolute pleasure to do business with, excellent se...

Absolute pleasure to do business with, excellent service and excellent comminication skills Reviewed on: 10th January 2024

Great service

Great service from start to finish Reviewed on: 10th January 2024

Very good service.

Very good service. And didn't have to wait too long for for the money. Reviewed on: 10th January 2024

Great systems, service and products!

Great user interface on both app and website. Application process was simple and utilised modern technology for ID check, which allowed for a smooth and easy experience that was all in one place. Good value on the loan itself, especially in comparison to other providers, would highly recommend. Reviewed on: 10th January 2024

Zopa the very best i have ever used by far.

Zopa the very best i have ever used by far. Reviewed on: 10th January 2024

When I needed a loan they helped where others wouldn...

When I needed a loan they helped where others wouldn’t and have helped me build a good credit score. Fast easy and pain free service and the app is fabulous Reviewed on: 10th January 2024

Nice, easy low cost loan.

Nice, easy low cost loan. I didn’t have to ever contact customer service directly as their virtual interface is just perfect. Highly recommended. Reviewed on: 10th January 2024

Quick no fuss loans needed

I personally got two loans as I’m refurbing a house , the service was 5 star and the money paid in within hours it couldn’t have been better, so good in fact my son took out a loan also Reviewed on: 10th January 2024

Excellent service

Professional. Good communication. articulate. Timely. Excellent user friendly digital service. Reviewed on: 10th January 2024

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