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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Perfection

Everything handled perfectly, in a timely friendly manor Reviewed on: 9th January 2024

Excellent customer care, fabulous loan product that...

Excellent customer care, fabulous loan product that suits my need. Reviewed on: 9th January 2024

Smooth and quick and reliable, Easy to manage as wel...

Smooth and quick and reliable, Easy to manage as well and secure. Reviewed on: 9th January 2024

Helpful, easy and great value

Very easy process to apply. Everything is explained well, customer service are helpful too. Very easy process and did exactly what i needed. Reviewed on: 9th January 2024

simple easy Loan Application.

simple easy Loan Application, straight forward, no hassle Lender, Loan Approved all withing 30 minutes, money paid straight into my Bank Reviewed on: 9th January 2024

Quick and efficient application and app is fantastic

Quick and efficient application and app is fantastic Reviewed on: 9th January 2024

Great choice for personal loans, great service and a...

Great choice for personal loans, great service and always in contact Reviewed on: 9th January 2024

Quick and easy

Quick and easy Jave uaed Zopa for many years . Five stars definitely Reviewed on: 9th January 2024

i applied for loan for getting married abroad got in...

i applied for loan for getting married abroad got instantly and was good interest rate Reviewed on: 9th January 2024

Smooth easy to deal with good app and very straight...

Smooth easy to deal with good app and very straight forward Reviewed on: 9th January 2024

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