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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

The best money lending company ever!!

I have had two loans and a credit card now. Your internet is good, your app is easy to use and I have Ali been able to rely on Zopa to help me out without ripping me off.Zoos was recommended to me and I have never looked back. I intend to only use Zopa x Reviewed on: 9th January 2024

Great customer service

Quick decision. Great app and customer service Reviewed on: 9th January 2024

Zopa is great

Easy to use, quick responses and regular communication. Reviewed on: 9th January 2024

Fast fair quick service.

Fast fair quick service. Very prompt and notifications at every step of the way. Reviewed on: 9th January 2024

Easy application

Great communication, easy application process, clear information. Reviewed on: 9th January 2024

Great all round

Easy to use website. Tells you if you can have a loan before it affects your credit score. Offers rates for you. Easy payments. Can pay off early. Reviewed on: 9th January 2024

Zopa perfection

Your service is amazing loan requested and in my bank account within one hour. I will without doubt use Zopa when needed. A company which offers very competitive interest rates and very contactable Reviewed on: 9th January 2024

Quick and easy to obtain the loan at great rates.

Quick and easy to obtain the loan at great rates. Helped me when I needed it . Thanks Reviewed on: 9th January 2024

Quick and easy application process

Quick and easy application process with very good interest rates Reviewed on: 9th January 2024

Good customer service

Excellent experience, can’t fault them everything is made clear you know what your getting from the start Reviewed on: 9th January 2024

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