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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa....Best service provider for financial products.

Excellent customer service, and simple application process for credit card, or personal loan. Reviewed on: 9th January 2024

Easy quick application with instant confirm

Easy quick application with instant confirm and money transfer, what's not to like it's why I came back twice Reviewed on: 9th January 2024

Excellent from start to finish, totally flawless to...

Excellent from start to finish, totally flawless to be honest. Reviewed on: 9th January 2024

Excellent customer services &easy app

Excellent customer services &easy app Reviewed on: 9th January 2024

Helpful and Informative

They were very helpful whether on the phone or internet. Always polite and very kind.. Reviewed on: 9th January 2024

Easy way to get loan

It was easy and quick … transparent as well . Rate of interest, total amount of credit etc was all clearly mentioned Reviewed on: 9th January 2024

Great Experience from the beginning

Great experience from the beginning and would definitely consider using Zopa again when looking for a loan Reviewed on: 9th January 2024

Super Zopa

Great to deal with updates regularly would highly recommend. Reviewed on: 9th January 2024

Superb, transparent, great rates

Complete transparent in their offers, excellent rates and no charges for pay off extra or pay early. Superb. This is my 2nd loan with Zopa. I would look to them 1st in the future if needed. Reviewed on: 9th January 2024

Very professional service easy to apply good service...

Very professional service easy to apply good service very quick decision and payment Reviewed on: 9th January 2024

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