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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Friendly and fast service including making appropria...

Friendly and fast service including making appropriate decisions. Highly recommended to friends and families. It helps us to find solutions for our financial needs. The company makes us easier to finance our plans. Reviewed on: 9th January 2024

The best ever loan quick and easy

Quick and easy to apply for a loan and once you have been accepted your money is in as quick as you know it. The staff are very helpful and polite. This is my second loan and now I wouldn't go any where else. Zopa for me all the way. The rate you pay back is really affordable. You Certainly get my vote a 100%. Reviewed on: 9th January 2024

It was easy to sort out a loan.

It was easy to sort out a loan. Click and pay Reviewed on: 9th January 2024

It does what it says on tin

Easy to navigate, set up and monitor. Reviewed on: 9th January 2024

Fast and efficient.

Fast and efficient..easy to use Web page Reviewed on: 9th January 2024

Amazing and quick- Zopa was very easy to go through...

Amazing and quick- Zopa was very easy to go through and I got an answer within a few hours. Reviewed on: 9th January 2024

Super Zopa!

Seamless support, information and guidance - an excellent service providing clear and transparent communication. Reviewed on: 9th January 2024

I had best experience with Zopa.

I had best experience with Zopa. The make borrowing very easy for you. Reviewed on: 9th January 2024

Excellent no problem put my details and they sorted...

Excellent no problem put my details and they sorted it perfectly Reviewed on: 9th January 2024

Easy application process with decision received imme...

Easy application process with decision received immediately then funds into bank. Reviewed on: 9th January 2024

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