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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy application process with decision received imme...

Easy application process with decision received immediately then funds into bank. Reviewed on: 9th January 2024

Best Bank

Zopa was there for me when main street banks turned me down Reviewed on: 9th January 2024

Zopa saved me a TONNE of money.

Zopa saved me a TONNE of money. Transferred two credit card balances charging the earth to Zopa and will save a small fortune over the two years to pay of in it's entirity Reviewed on: 9th January 2024

Quick and straightforward - easy to understand and m...

Quick and straightforward - easy to understand and money Reviewed on: 9th January 2024

Quick and easy

Quick and easy application process Reviewed on: 9th January 2024

Value for money service.

Prompt response to my loan application, diligent service in terms of financial advice and rates. Reviewed on: 9th January 2024

First time customer and very pleased with how quick...

First time customer and very pleased with how quick my application was processed along with a fantastic app to keep a track on my account Reviewed on: 9th January 2024

It was fast and flawless.

It was fast and flawless. I completed yhe gorm online and had the a response the next day and the money filled shortly. Reviewed on: 9th January 2024

Fast efficient service clear conditions

Fast efficient service clear conditions Reviewed on: 9th January 2024

Personal loan experience

I applied for a personal loan and was given all the information needed to make my choice. It was a straight forward process. The app is also very easy to use. Reviewed on: 9th January 2024

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