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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Speedy and professional service.

Speedy and professional service. Staff helpful. Reminders for upcoming payments really good. Reviewed on: 9th January 2024

Very easy to sort everything out, very professional...

Very easy to sort everything out, very professional service Reviewed on: 9th January 2024

I applied and quickly got an acceptance the money wa...

I applied and quickly got an acceptance the money was sent quickly and I like the monthly reminders Reviewed on: 9th January 2024

Great service, quick and easy to use app

Great service, quick and easy to use app Reviewed on: 9th January 2024

Very easy and quick, can’t fault it

Very easy and quick, can’t fault it Reviewed on: 9th January 2024

Very straightforward and simple procedure

Very straightforward and simple procedure Reviewed on: 9th January 2024

Zopa loan

Zopa were very easy to deal with and were able to sort a loan very quickly. Reviewed on: 9th January 2024

Easy and fast to apply and get a decision, and money...

Easy and fast to apply and get a decision, and money paid into your bank quickly. Reviewed on: 9th January 2024

Zopa loans

No hassle loans friendly customer service and quick decision on applications Reviewed on: 9th January 2024

Zopa is a breath of fresh air to the financial world!

Everything was easy to understand and very clear, the money came through exactly when they said, and using the app to track your account is brilliant! Reviewed on: 9th January 2024

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