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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Simple straightforward application process.

5
Simple straightforward application process. Great reminder when payment due and great mobile app Reviewed on: 9th January 2024

Very easy to apply, decision straight away much bett...

5
Very easy to apply, decision straight away much better than high st bank Reviewed on: 9th January 2024

Can’t fault anything very helpful

5
Can’t fault anything very helpful Reviewed on: 9th January 2024

Hassle Free Loan .

5
Hassle Free Loan . From application to bank in less than 15 Mins Reviewed on: 9th January 2024

No fuss does exactly what they say they will do

5
No fuss does exactly what it says. Made my life and experience great. Reviewed on: 9th January 2024

Quick loan with no fuss.

5
Quick loan with no fuss. Money arrived in my account very quickly. Reviewed on: 9th January 2024

Great experience

5
Very easy to use app good comunications great value Reviewed on: 9th January 2024

Zopa have always provided clear and easy to understa...

5
Zopa have always provided clear and easy to understand information to help me make informed decisions. Zopa are my go to provider for loans and it is easy to apply Reviewed on: 9th January 2024

very easy and quick !

5
very easy and quick, excellent help Reviewed on: 9th January 2024

Very good advice and very helpful

5
Very good advice and very helpful Reviewed on: 9th January 2024

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