Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Fast answer to application!

Fast answer to application! Excellent interest rates! Reviewed on: 9th January 2024

Quick and easy.

Quick and easy. App easy to use and helps keeping your finances in check. I like the fact that I can keep up to how much I’ve paid and can make additional payments easily. Reviewed on: 9th January 2024

No fuss , easy to use, quick response

No fuss , easy to use, quick response Reviewed on: 9th January 2024

Fantastic Experience!

Zopa have always been efficient, professional and easy to use and understand. I have been a returning customer, time and time again and will continue to do so. Reviewed on: 9th January 2024

Fast speedy application from start to finish

Fast speedy application from start to finish Reviewed on: 9th January 2024

Excellent service,great efficiency snd communication.

Excellent service,great efficiency snd communication. Reviewed on: 9th January 2024

Perfect experience and Faultless experience

Perfect experience and Faultless experience Reviewed on: 9th January 2024

Brilliant company

Good and prompt service very efficient and upto date on everything Reviewed on: 9th January 2024

Really helpful, excellent service

Really helpful, excellent service Reviewed on: 9th January 2024

Customer focus and not all business

I needed a samll car loan and zopa were offering the best rate for the time and the platform is the best and follow up correspondence is bob on. I can't tell you how refreshing it is to have a app/platform that works for the customer and not the business. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Bridging Finance
from Together Money 3.74 from 7 reviews
Payday Loan
from Payday UK 3.97 from 8 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub