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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Makes life a little bit easier :)

Excellent all round, kept up to date with repayment dates or any changes, have never had any issues hence taking out a new loan when the previous one was finished and will take out another one and will definitely recommend to family and friends. Reviewed on: 9th January 2024

Quick and easy to arrange.

Quick and easy to arrange. Good interest rate. Reviewed on: 9th January 2024

Brillant

So easy and communication was very quick and professional Reviewed on: 9th January 2024

Good interest rate, application was seamless.

Good interest rate, application was seamless. Money was in the bank very quickly after I was granted the loan. Needed another loan later in the year and again the process was very easy. Zopa are very accommodating to my needs. Reviewed on: 9th January 2024

Easy application and quick decision.

Easy application and quick decision. Very impressed from start to finish. Reviewed on: 9th January 2024

Very helpful advice not pushy at all and give plenty...

Very helpful advice not pushy at all and give plenty of time to discuss options with no pressure very friendly and genuine service provider and receive welcoming e mails to keep me updated on my loan account Reviewed on: 9th January 2024

5* company

Easy application and money avaliable asap Reviewed on: 9th January 2024

Clear, simple and easy.

Clear, simple and easy. The app shows everything you need to know Reviewed on: 9th January 2024

Smooth and efficient all the way through from applic...

Smooth and efficient all the way through from application to implementation. Great support afterwards. Reviewed on: 9th January 2024

Quick and easy with excellent customer service.

Quick and easy with excellent customer service. Reviewed on: 9th January 2024

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