Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Zopa offered a great service and superb support

5
Zopa offered an easy to use application process, backed by excellent customer service and expedited communication to cover those important matters Reviewed on: 9th January 2024

Very straightforward and simple process.

5
Very straightforward and simple process. Details are saved a.d website easy to navigate Reviewed on: 9th January 2024

Very simple and very easy to use

5
Very simple and very easy to use Reviewed on: 9th January 2024

Hassle free loans

5
Easy application. Simple payment methods . Acces to account Reviewed on: 9th January 2024

The best of the best

5
Easy to apply, very friendly customer service Reviewed on: 9th January 2024

Exceptional application process and great customer s...

5
Exceptional application process and great customer service. Reviewed on: 9th January 2024

Easiest application ever.

5
Easiest application ever. Fast transfer Reviewed on: 9th January 2024

Hassle free!

5
Easy to set up, easy to use app. Easy! Reviewed on: 9th January 2024

Easy access and quick response to my application and...

5
Easy access and quick response to my application and money was with me almost immediately , highly recommend Reviewed on: 9th January 2024

The best loan company

5
Fantastic service, great rates, so easy to use. Have used twice and would definately use again, and would recommend Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products