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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

easy to apply and clear about rates and repayments

easy to apply and clear about rates and repayments Reviewed on: 9th January 2024

Whole process from start to finish was straightforwa...

Whole process from start to finish was straightforward and easy. Reviewed on: 9th January 2024

The process is simple to follow and customer service...

The process is simple to follow and customer service is always of a high standard Reviewed on: 9th January 2024

Straightforward and very efficient application proce...

Straightforward and very efficient application process, very user-friendly app and first class customer service. Zopa make you feel very valued as a customer. Reviewed on: 9th January 2024

Needed a loan to consolidate debt.

Needed a loan to consolidate debt. Came across Zopa online and was impressed with Loan rates.Applied online and money was in bank prompt.Their online app let's me view my loan details with ease and other amazing services offered by Zopa.I recommend to all my friends and family and would not hesitate in dealing with Zopa going forward. Reviewed on: 9th January 2024

Excellent service and very efficient service

Excellent service and very efficient service Reviewed on: 9th January 2024

Brilliant service from start to finish .

Brilliant service from start to finish . Reviewed on: 9th January 2024

Fast and friendly service as you can actually talk t...

Fast and friendly service as you can actually talk to real people. Reviewed on: 9th January 2024

short term 10k liam

i received a 10k loan over 12 months via a link through clearscore - got a rate lest than a 1/3 my normal tsb would offerMoney was in bank within hours- brilliant Reviewed on: 9th January 2024

So easy to use

I've used them for 3 loans and a 0% balance transfer card....app is super easy to use and I can pay loan off early or make extra payments ....get an answer instantly Reviewed on: 9th January 2024

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