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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Excellent service always provided with good quality

5
Excellent service always provided with good quality Reviewed on: 9th January 2024

Very reliable

5
It's very satisfying and well reliable company Reviewed on: 9th January 2024

Fantastic and really helpful advice given

5
Fantastic and really helpful advice given Reviewed on: 9th January 2024

Had a great service

5
Had a great service great people could not ask better Reviewed on: 9th January 2024

Great lender

5
Responsive, effective, and able to meet my needs. I like the app as I can keep track and have the option to pay more if I want too. This is a great lender and gives excellent information that I can understand. Highly recommended. Reviewed on: 9th January 2024

Fab quick online service!

5
Fab quick online service! Monies received very quick, great online platform to monitor my account! good rate offered very efficient and speedy service! Reviewed on: 9th January 2024

Stress free application

5
Applied on line for a personal loan, process was excellent, the contact zopa keep with me is exceptional as they let me know each month when my payment is ready to leave my bank. I personally like that touch. Reviewed on: 9th January 2024

Great experience

5
Easy and stress less process. The loan was in my account within a day or less. Reviewed on: 9th January 2024

Zopa is very helpful and very knowledgeable about cr...

5
Zopa is very helpful and very knowledgeable about crediting people Reviewed on: 9th January 2024

Quick and easy application, hassle free.

5
Quick and easy application, hassle free. Money received very quickly, payments and easy to set up and keep track of. Reviewed on: 9th January 2024

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