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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent Services

They have been meeting all my expectations Reviewed on: 9th January 2024

Process was easy to arrange loan

Process was easy to get loan and any question have been quickly answered, all info is easily available Reviewed on: 9th January 2024

Easy to apply and quick providing funds interest rat...

Easy to apply and quick providing funds interest rate reasonable Reviewed on: 9th January 2024

Really good and speedy response as money arrived in...

Really good and speedy response as money arrived in half an hour. Fab Reviewed on: 9th January 2024

Personal Loan

Had a couple of personal loans now and the customer service is excellent as is their rates, wouldn’t use anyone else now. Reviewed on: 9th January 2024

Brilliant company whom have helped me on numerous oc...

Brilliant company whom have helped me on numerous occasions. Reviewed on: 9th January 2024

Ease of use

I got scammed some months ago into getting a loan but the experience so far with overpaying has been exceptional Reviewed on: 9th January 2024

Fast and efficiency loan

No problem loan,,sorted very quickly,,good rates,,access account any time.Recommended Reviewed on: 9th January 2024

practical

very easy to understand and practical Reviewed on: 9th January 2024

It was so easy to get the loan I needed and I was su...

It was so easy to get the loan I needed and I was surprised at what a great rate I got. The app is so easy to use and the whole process was seamless. I get regular updates and are aware of who to contact if I need help. Definitely recommend to everyone. Reviewed on: 9th January 2024

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