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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent, responsible lender with fantastic custome...

Excellent, responsible lender with fantastic customer service. Simple to use app and I would highly recommend Reviewed on: 9th January 2024

Best loan company and very fair

Very helpful and quick easy to talk to Reviewed on: 9th January 2024

Have used zopa twice recently been outstanding custo...

Have used zopa twice recently been outstanding customer care and amazing service Reviewed on: 9th January 2024

Great service .

Great service . Fast and easy app to use Reviewed on: 9th January 2024

Positive Experience

From the first minute, my experience with Zopa has been extremely positive. Reviewed on: 9th January 2024

Easy application process

Easy application process, user friendly app, helpful quarterly statements and competitive rates. Would highly recommend to anyone looking for a personal loan. I would definitely use Zopa again in the future Reviewed on: 9th January 2024

Very fast approval, very clear eligibility criterias

Very fast approval, very clear eligibility criterias Reviewed on: 9th January 2024

Easy to deal with

Zopa make getting a loan and managing the loan very simple. I would recommend Reviewed on: 9th January 2024

I love how easy the website is to use and that the d...

I love how easy the website is to use and that the decisions are very fast with transfer complete within minutes. Overpayments are easy and the whole system you can track where you are at any time! Reviewed on: 9th January 2024

Simple app

Simple easy fair process. Very uncomplicated application. Money transferred immediately and easy to use app makes the process very user friendly. Reviewed on: 9th January 2024

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