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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Good customer service and service was quick and easy...

Good customer service and service was quick and easy to follow to apply and app is helpful to use to keep track of your payment schedule. Reviewed on: 9th January 2024

Made a stressful situation manageable.

Made a stressful situation manageable and took the pressure off me and my family. Reviewed on: 9th January 2024

The best company to use for a personal loan .

The best company to use for a personal loan . Easy to use and quickly response . I really recommend to everyone. Reviewed on: 9th January 2024

Good customer service.

Good customer service. Easy to access loan Reviewed on: 9th January 2024

No problems from the start.

No problems from the start, easy to understand and apply. Regular updates on progress and tools on the app to help in other areas of my finances. Reviewed on: 9th January 2024

Personal sanctionee within minutes and money on the...

Personal sanctionee within minutes and money on the bank account within 1 hour Reviewed on: 9th January 2024

I needed money for a newer car ,I applied for a loan...

I needed money for a newer car ,I applied for a loan and the money was in my bank within minutes. It was a very easy process. I have had a few loans with zopa and it's always a pleasure to do business with them. Reviewed on: 9th January 2024

Excellent fast and helpful.

Excellent fast and helpful. Very easy to apply and got the result quick. Reviewed on: 9th January 2024

Application, approval and payment procedures were qu...

Application, approval and payment procedures were quick and self-explanatory. The interest rate was very good at the time. Reviewed on: 9th January 2024

Easy to apply, easy to manage app.

Easy to apply, easy to manage app. Reviewed on: 9th January 2024

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