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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Interest rates are great and the on line platform ea...

Interest rates are great and the on line platform easy to use…the app is great too and so easy to use Reviewed on: 9th January 2024

Nothing more to say except perfect in every way

Nothing more to say except perfect in every way Reviewed on: 9th January 2024

Secure and friendly

Great all round by the staff so friendly Reviewed on: 9th January 2024

Easy loans

From my point of view Zopa provides an excellent product they seem to look after the little people in this world where a lot of other providers don’t I would recommend them to anyone ,I can say they made things simple the start to finish. Reviewed on: 9th January 2024

Quick efficient and app is great

Quick efficient and app is great Reviewed on: 9th January 2024

Easy application

Effortless application for a loan Reviewed on: 9th January 2024

Process was easy good rate and good communication.

Process was easy good rate and good communication. This is my second loan with zopa. Reviewed on: 9th January 2024

Superb Lender.

I have borrowed money from Zopa Bank several times over many years, the overall experience has always been easy and the acceptance rate has been far superior to rival leanders. Reviewed on: 9th January 2024

Always available when I need money

Always available when I need money Reviewed on: 9th January 2024

Easy apply and fast decision.

Easy apply and fast decision. Everything was explained upfront and fees/costs were made clear from the start. App is good and easy to use Reviewed on: 9th January 2024

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