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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quick, efficient, great rates and easy to do busines...

Quick, efficient, great rates and easy to do business with Reviewed on: 9th January 2024

Simple, quick process.

Simple, quick process. With fast transfer once approved. Excellent service! Reviewed on: 9th January 2024

Quick decisions.

Quick decisions. Brilliant app to keep you informed. Easy smooth transaction. Never had an issue Reviewed on: 9th January 2024

Really simple to apply.

Really simple to apply, all very straightforward. Had the money in my bank quick and easy. Reviewed on: 9th January 2024

Zopa are excellent.

Zopa are excellent. Fast and fuss free at getting a decision. Money goes in quickly. Also appreciate how your monthly repayments are recalculated if you happen to make extra payments. First class service. Reviewed on: 9th January 2024

Had a few issues with the app but in the end a very...

Had a few issues with the app but in the end a very quick and easy process. Reviewed on: 9th January 2024

My application was just so easy!

My application was just so easy! I literally filled out some questions and within the hour the money was in account! Reviewed on: 9th January 2024

The process was really straight forward and informat...

The process was really straight forward and informative. Excellent service Reviewed on: 9th January 2024

Very happy with the service, and the app is very use...

Very happy with the service, and the app is very user friendly Reviewed on: 9th January 2024

Fast, efficient, effective

Well what an amazing speedy process instant decision no messing around with lengthy forms, great contact and customer service Reviewed on: 9th January 2024

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