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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Simple and helpful

The app has been informative and easy to use. The loan process was simple and money reached me quickly. Reviewed on: 9th January 2024

Good service Fast dicision, clear and no hidden charges

Fast dicision, clear and no hidden charges Reviewed on: 9th January 2024

Great service

I’ve never had an issue when I requested my second loan and was quick and easy to apply. Reviewed on: 9th January 2024

Great service and great products.

Great service and great products. Reviewed on: 9th January 2024

Gaynor Kirkwood zopa review

Zopa is easy to apply for, communicative throughout and if any queries quick to respond Reviewed on: 9th January 2024

Personal loans

So easy to apply for a loan and manage it with the app Reviewed on: 9th January 2024

The loan went through really quickly, easy to use, I...

The loan went through really quickly, easy to use, I had no problems at all, would recommend Reviewed on: 9th January 2024

Very straight forward and competitive

Very straight forward and competitive Reviewed on: 9th January 2024

No issues, quick decision, money arrived as stated

No issues, quick decision, money arrived as stated Reviewed on: 9th January 2024

Great App that is easy to use and keep control of yo...

Great App that is easy to use and keep control of your payments. Reviewed on: 9th January 2024

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