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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

There were fast with the loan but felt there was a l...

There were fast with the loan but felt there was a lot to look at at once which you can miss important information in the agreement Reviewed on: 9th January 2024

Very helpful, money transferred quickly.

Very helpful, money transferred quickly. Reviewed on: 9th January 2024

Provides a satisfying customer experience!

Professional and courteous to deal with, understood my needs and took time to discuss with me. When it comes to money, everyone has different circumstances and requirements, and sometimes the background financials are not ‘standard’ so require understanding from the lender. Zopa took the time to do exactly this, by calling me and reviewing my finances in detail. I found the interaction mature and sensible. The right decision followed. Reviewed on: 9th January 2024

Quick and easy, the best loans provider.

No relentless questions, quick and easy to navigate to enter details into their website. Reviewed on: 9th January 2024

I applied for a loan .

I applied for a loan . Their interface is quite easy and the turnaround is incredible. Flexible terms too Reviewed on: 9th January 2024

Whenever I need a loan I choose Zopa.

Whenever I need a loan I choose Zopa. Quick, reliable, competitive rates Reviewed on: 9th January 2024

Brilliant from start to finish.

Brilliant from start to finish. Can’t recommend Zopa more highly. Easy to use and informative. Reviewed on: 9th January 2024

Zopa are brilliant

Zopa are brill very fast to get money and easy on line service so you can keep an eye on your account just brilliant Reviewed on: 9th January 2024

Straightforward loan provider

Had more than one loan with Zopa, always straightforward with no hidden surprises and affordable. Reviewed on: 9th January 2024

Absolutely excellent and so easy to deal with

Absolutely excellent and so easy to deal with Reviewed on: 9th January 2024

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