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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

It was really easy to get the quote with very good r...

It was really easy to get the quote with very good rates Reviewed on: 9th January 2024

Very quick and efficient.

Very quick and efficient. Great deal Reviewed on: 9th January 2024

Great service and got my funds almost instantly

Great service and got my funds almost instantly Reviewed on: 9th January 2024

Always very easy and helpfull service always helpfu...

Always very easy and helpfull service always helpful if you need help Reviewed on: 9th January 2024

Helpful caring staff always there ,when needed the h...

Helpful caring staff always there ,when needed the helpful understanding staff are there for the customer. Reviewed on: 9th January 2024

Damn quick !

Damn quick ! When I needed money within minutes it was their! Reviewed on: 9th January 2024

Had to be referred to an adviser.

Had to be referred to an adviser. Received first class service and then settled very quickly. As an ex banker I was very impressed. Reviewed on: 9th January 2024

Straight forward and quick.

Straight forward and quick. Applied on my phone and got instant results. No hassle and easy to apply Reviewed on: 9th January 2024

.Good company

A quick decision and payment of loan. Very helpful and informative staff. Regular statements to keep me informed of how my account was progressing. Regular updates about available products. Reviewed on: 9th January 2024

5* loan service

Had 2 loans from zopa now, very transparent with what you get. Would 10/10 recommend. From term rate to Apr to quick decision. Reviewed on: 9th January 2024

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