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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

The application was easy to complete and the answer...

The application was easy to complete and the answer was swift. Managing the account is easy and you can make extra payments whenever you want to. The rates are very competitive. Reviewed on: 9th January 2024

Great service

Fast and easy application. Ability to re-pay more when able and great offers on other products. Reviewed on: 9th January 2024

Suitable service

Application was quick and efficient and turnaround for releasing money was also very quick. Straight forward, no nonsense with competitive fees. The fees were the deciding factor overall for use Reviewed on: 9th January 2024

Got a loan from Zopa quick and easy service to use I...

Got a loan from Zopa quick and easy service to use I also have a credit card and I find them really easy to deal with Reviewed on: 9th January 2024

I was amazed at how quick the loan was processed.

I was amazed at how quick the loan was processed. Polite helpful staff will definitely use them again . Highly recommended Reviewed on: 9th January 2024

personal loan

Easy to agree a personal loan, great service & customer service, money was wired straight to my account customer service is excellent, made sure I stayed up to date with my account by sending statements & following this up with courteous emails. Reviewed on: 9th January 2024

Flawless service

From start to finish Zopa keep you informed, fully understanding any decisions that you make. They take away any uncertainty. The app is excellent allowing you to complete any transaction without having to talk to a human. Would definitely use again and again. Reviewed on: 9th January 2024

Excellent website,excellent product,excellent service

Excellent website,excellent product,excellent service Reviewed on: 9th January 2024

Quick and easy application

Zopa application was fast and easy and funds went straight into bank lower APR than quite a lot of lenders saving me more money a month Reviewed on: 9th January 2024

Applied and was approved hassle free

Applied and was approved hassle free Reviewed on: 9th January 2024

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