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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Fabulous

Easy process and ease of use, I would recommend to anyone. Reviewed on: 9th January 2024

Super fast decision after easy application money in...

Super fast decision after easy application money in account within 15 minutes and it was a weekend too :-). Easy to read terms and conditions Reviewed on: 9th January 2024

Dealing with Zopa was a great experience.

Dealing with Zopa was a great experience. They were very professional with quick responses and easy to apply Reviewed on: 9th January 2024

The ease of use is just phenomenal.

The ease of use is just phenomenal. It is also the best rate (just by a margin but still) that I could get. Reviewed on: 9th January 2024

Easy and transparent application process with confid...

Easy and transparent application process with confidence your loan will be responsible. Reviewed on: 9th January 2024

Simple and easy to deal with.

Simple and easy to deal with. The application was straightforward and timely . The loan staff explained everything Reviewed on: 9th January 2024

That amazing, i would like to renewed,thank you

Excellent, i would like to renewed again this product in the future,thank you Reviewed on: 9th January 2024

Excellent fast and very stress free

Excellent fast and very stress free Reviewed on: 9th January 2024

Very clear easy and excellent service

Very clear easy and excellent service Reviewed on: 9th January 2024

Great bank!

When I took out my personal loan I had never before had such a refreshing experience no hassle and quick pay out and excellent value!! Thank you zopa Reviewed on: 9th January 2024

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