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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Highly recommend

Brilliant and very reliable service - nothing to much always there for their customers Reviewed on: 9th January 2024

Quick and efficient service hassle free

Quick and efficient service hassle free Reviewed on: 9th January 2024

Good easy, speedy service.

Good easy, speedy service. Keep informed all throughout as to what was happening. Reviewed on: 9th January 2024

App do easy to use with fantastic customer service

App do easy to use with fantastic customer service Reviewed on: 9th January 2024

Very easy and straight forward to arrange on line

Very easy and straight forward to arrange on line Reviewed on: 9th January 2024

Simple process well executed and excellent customer...

Simple process well executed and excellent customer support Reviewed on: 9th January 2024

Loan set up in seconds great service

Great fast easy service for personal loan Reviewed on: 9th January 2024

Simple, simple, simple

It was a simple process to get the plan. Reviewed on: 9th January 2024

Zopa quick and very secure

I have used Zopa twice and the process was secure but quick. The app works very well too for checking your accounts Reviewed on: 9th January 2024

Excellent loan provider..

Zopa were recommended to me by my brother who had previously had a loan. Easy application, very quick reply to confirm my application had been approved and since my first repayment, every one has been debited from my bank on the exact day I requested. I use the app regularly to keep a check in my payments. Overall, a very good loan provider. I would highly recommend Zopa to anybody looking for a hassle free loan at competitive rates. Reviewed on: 9th January 2024

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