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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

application fast response money transferred sup...

Easy application fast response money transferred superfast Reviewed on: 9th January 2024

Excellent service all round.

Excellent service all round.Helped me when others wouldn't and at a good price Reviewed on: 9th January 2024

Very easy to apply for loan online and very quick de...

Very easy to apply for loan online and very quick decision Reviewed on: 9th January 2024

Very fast very good service would use again .

Very fast very good service would use again .would recomend to friends and family .great website too easy to use Reviewed on: 9th January 2024

I have been with Zopa for a while and the service an...

I have been with Zopa for a while and the service and politeness of their staff was excellent. I would recommend Zopa to and of my family or friends well done Zopa. Reviewed on: 9th January 2024

Absolutely Painless

Absolutely the easiest navigation on the site ever done. Approval of my loan was super fast and funds transferred immediately. Getting a loan isn’t usually this painless. I will definitely recommend Zopa Reviewed on: 9th January 2024

Really good to deal with fast and easy to do the loa...

Really good to deal with fast and easy to do the loan process Reviewed on: 9th January 2024

Fantastic service , good customer service

Fantastic service , good customer service Reviewed on: 9th January 2024

Easy to use, everythingreveiw explained proper

Easy to use, everything explained proper Reviewed on: 9th January 2024

easy as 123?

easy as 123? first place i treid and had no bother getting the loan, treated with respect and everything fully explained, i know where i will go again if needing too and will advise everyone else the same Reviewed on: 9th January 2024

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