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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa has provided myself with a low rate easy to pay...

Zopa has provided myself with a low rate easy to pay back loan service to myself and family over the years has helped with a lots of financial needs in life, thank you and recommended! Ml Reviewed on: 9th January 2024

so easy to applie for a loan on web site...

so easy to applie for a loan on web site Reviewed on: 9th January 2024

Very nice staff and easy to borrow

Very nice staff and easy to borrow Reviewed on: 9th January 2024

Brilliant service!

Very good experience, starting from the easy way to apply for a loan to the app that manages the whole account. Competitive interest rates too. Reviewed on: 9th January 2024

Great service and fast response also take care in be...

Great service and fast response also take care in being a responsible loan provider Reviewed on: 9th January 2024

Outstanding company who care about the customer.

The whole process is clear and simple. The app makes managing your loan and understanding where you are very easy and the staff are friendly and speak using clear language…. Reviewed on: 9th January 2024

Fast, easy, informative loan.

Easy to apply, straight to a decision, informative. Quick with funds. Reviewed on: 9th January 2024

Excellent

Very good experience,simple,convenient,fast positive response since I've been with Zopa Reviewed on: 9th January 2024

Very easy to apply and a great rate.

Very easy to apply and a great rate. Received the money within an hour Reviewed on: 9th January 2024

Easy no pressure loan

Easy transaction from start to finish and one of the more lower rates of interest Reviewed on: 9th January 2024

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