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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

It was so easy and straightforward, no hidden fees a...

It was so easy and straightforward, no hidden fees and they are super helpful:) Reviewed on: 9th January 2024

Great web experience

Very easy to use, and gave me the most accurate quote compared with other providers. Reviewed on: 9th January 2024

Good Loan Provider

The application process is very quick and easy. They provide a mobile app to manage your loan, which is easy to use. Overall, I'm very happy with the service provided by Zopa Reviewed on: 9th January 2024

It was very quick and a professional service

It was very quick and a professional service Reviewed on: 9th January 2024

Hassle free really easy to use site

Hassle free really easy to use site Reviewed on: 9th January 2024

Easy and quick process, much appreciated

Easy and quick process, much appreciated Reviewed on: 9th January 2024

All good with the loan I got.

All good with the loan I got.. Quick payment Reviewed on: 9th January 2024

Excellent loan rates and easy to sign up.

Excellent loan rates and easy to sign up. Money was in my bank within the hour. Reviewed on: 9th January 2024

Personal loan

Excellent service from start to finish Reviewed on: 9th January 2024

Very happy the person who spoke to me was very frien...

Very happy the person who spoke to me was very friendly and put me at ease and done the whole thing very quickly Reviewed on: 9th January 2024

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