Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

First class service

Had not problems with this company service was first-class knowledge on product was very good would recommend. Reviewed on: 9th January 2024

So easy to deal with ,no hassle at any point...

So easy to deal with ,no hassle at any point Reviewed on: 9th January 2024

This is my second loan with zopa send its always eas...

This is my second loan with zopa send its always easy and good value. Reviewed on: 9th January 2024

Very straight forward to set up.

Very straight forward to set up. Money in account within minutes and also emailed to remind when first payment due Reviewed on: 9th January 2024

Easy and helped when I needed it

Easy and helped when I needed it Reviewed on: 9th January 2024

Fast and easy service.

Fast and easy service. Over payment was even paid back straight away without having to harass them fir it.Application was quick and easy Reviewed on: 9th January 2024

Treated Like an Adult

Really easy process, kept informed and not nagged, treated like an adult Reviewed on: 9th January 2024

Fantastic company .

Fantastic company Never had to call them as they are clear about payments and never have been changed Reviewed on: 9th January 2024

My second loan via the company never had a problem f...

My second loan via the company never had a problem fast and just do what it says on the tin ha ha , good service and when I have rung to speak to a human very professional and always willing to help Reviewed on: 9th January 2024

Zopa Pereonql Loan

Zopa & their App are easy to work with & clear throughout the process of taking out a loan. Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Loans 2 Go 3.65 from 21 reviews
Payday loan (discontinued)
from MPP Money (inactive company) 3.63 from 4 reviews
Peer to Peer Lending
from Folk2Folk 3.94 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub