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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Happy customer

Absolutely 1st class and hassle free Reviewed on: 9th January 2024

fast service

First class service very please with the fast service Reviewed on: 9th January 2024

Fast acceptance and transfer of funds.

Fast acceptance and transfer of funds. Helped where others didn’t want to. Reviewed on: 9th January 2024

Easy to approach and deal with, straight forward, un...

Easy to approach and deal with, straight forward, understanding and extremely helpful. I would highly recommend and use them again. Reviewed on: 9th January 2024

So easy to use, instant decision

So easy to use, instant decision Reviewed on: 9th January 2024

Excellent service fast loans

I've used zopa for three loans on every experience I've found them to fast and efficient. Unlike other lenders who ask repeated questions as to information already supplied zopa have a slick process offer good rates and expedite funds quickly. I would not hesitate to recommend them to friends and family Reviewed on: 9th January 2024

Simple and efficient application process.

Everything about the application process was efficient, simple and professional. The gentleman from customer services who called me to verify details was very polite and friendly. Reviewed on: 9th January 2024

Easy and Quick loan application

Easy application, quick decision and App keeps me up to date with the progress of the loan Reviewed on: 9th January 2024

Easy application .

Easy application . . super fast payment and excellent app ! Reviewed on: 9th January 2024

Absolutely fabulous company.

Absolutely fabulous company. Very quick and efficient Reviewed on: 9th January 2024

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