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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The Loan Company on your sude

No fuss, considerate approach, excellent customer service Reviewed on: 9th January 2024

This was a quick easy way to apply for a loan, no ha...

This was a quick easy way to apply for a loan, no hassle , 1 form all done in 5 mins, money in the bank within 10minutes of completing. Reviewed on: 9th January 2024

It was so simple did what it said on the...

It was so simple did what it said on the tin Reviewed on: 9th January 2024

Nice and easy pre approved loan

Nice and easy pre approved loan through a clean, smart website Reviewed on: 9th January 2024

Quick,correct and friendly company.

Quick,correct and friendly company. Easy to apply, replays to questions are quick and understandable. Reviewed on: 9th January 2024

Great service

Very quick, easy and clear to apply for a loan. Get app to monitor payments and stay on track Reviewed on: 9th January 2024

I needed a loan and Zopa successfully provided me wi...

I needed a loan and Zopa successfully provided me with financial assistance. The company works very efficiently and quickly. I am very glad to cooperate with this company. Thanks Reviewed on: 9th January 2024

Easy to apply

I have had no problems, easy to apply immediate answer money straight into my account. Reviewed on: 9th January 2024

They were quick with a reply and money was in bank i...

They were quick with a reply and money was in bank in minites Reviewed on: 9th January 2024

good company, easy to sort out, very fast response

good company, easy to sort out, very fast response Reviewed on: 9th January 2024

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