Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great company

Always available and extremely helpful, straight forward application process and decision right away Reviewed on: 9th January 2024

Really easy to deal with and responsible lenders, co...

Really easy to deal with and responsible lenders, couldn't ask for any better. Reviewed on: 9th January 2024

It was quite easy to apply and rates calculations we...

It was quite easy to apply and rates calculations were straightforward Reviewed on: 9th January 2024

The who process of applying was quick and easy, ever...

The who process of applying was quick and easy, everything was easy to understand and straightforward, the money was in my bank in a few hours!!! Reviewed on: 9th January 2024

It’s was a really easy process and the money was in...

It’s was a really easy process and the money was in the bank within hours. Reviewed on: 9th January 2024

Great product Great quality Great service friendly t...

Great product Great quality Great service friendly team easy to deal with probably the best on the market Reviewed on: 9th January 2024

Easy and straightforward to get a personal loan

It was easy and straightforward to get a personal loan from Zopa Reviewed on: 9th January 2024

Personal loan

Competitive rates easy to apply and funds received in less than 2 hours Reviewed on: 9th January 2024

Outstanding company.

Outstanding company. Easy process start to finish. Highly recommend Reviewed on: 9th January 2024

Good and quick no too much check

Good and quick no too much check Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Cahoot 4.12 from 2 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub