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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick & easy application, quick excess to funds

Quick & easy application, quick excess to funds Reviewed on: 9th January 2024

Easy, clear, and hassle free

Easy and clear, no issues and for me that is key. Hassle free with minimal contact is a sign of a good service. Reviewed on: 9th January 2024

They are kind and efficient

They are kind efficient and understand their customers needs. Reviewed on: 9th January 2024

Easy to set up and convenient start date

Easy to set up and convenient start date Reviewed on: 9th January 2024

Personal loan

Applied for a loan got accepted money in my bank within an hour absolutely fantastic great company to do business and come highly recommend by myself just brilliant to deal with. Reviewed on: 9th January 2024

Great provider of credit card and personal loan with...

Great provider of credit card and personal loan with advice on managing finances and your money and ways to reduce your spending Reviewed on: 9th January 2024

Consistently excellent

Consistently offer better rates than competitors and very good website to manage everything Reviewed on: 9th January 2024

So easy to apply , pre approved and rates were trans...

So easy to apply , pre approved and rates were transparent Reviewed on: 9th January 2024

Easy online experience .

Easy online experience , used the link with Experian. Reviewed on: 9th January 2024

Easy to use quick decision/access to funds love the...

Easy to use quick decision/access to funds love the app user friendly and like being able to access my account 24/7. Reviewed on: 9th January 2024

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