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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great service

5
Great communication, always letting me know when a payment is due.. Reviewed on: 9th April 2023
Alex's avatar
Alex

Quick and uncomplicated

5
very easy to set up and complete Reviewed on: 9th April 2023
Simon Bond's avatar
Simon Bond

Quick and easy

5
Best service, good communication Reviewed on: 9th April 2023
Normunds Leitans's avatar
Normunds Leitans

Trust Zopa for a Great Service with quick and simple processes

5
Zopa have been a valued and efficient way to organise a personal loan and the process was quick and so simple. With help on hand when needed this is the perfect online service that offers ease of use with a simplicity that most can handle to get finances in order, to increase funds offering great prices when you need that extra bit more for that home improvement, car upgrade or just to consolidate your finances, but in a quick, easy and simple tap tap no fuss way. Reviewed on: 9th April 2023
Sam's avatar
Sam

Fantastic all round service

5
Application and management is so easy through the website and app. You can make easy additional payments too. Customer service is great too if you need to speak to someone! Reviewed on: 9th April 2023
JB's avatar
JB

Excellent personal loan service

5
Excellent personal loan provider with good rates and excellent control over borrowing Reviewed on: 9th April 2023
Shaun Peacock's avatar
Shaun Peacock

Great service

5
I have had 2 loans over the years great app to manage things reasonable rates and no early repayment fees Zoe is my go to company when I need a loan Reviewed on: 9th April 2023
laureneewheatley@gmail.com's avatar
[email protected]

Great loan

5
Applied and got loan in 30 mins. App easy to use. Would definitely use again Reviewed on: 9th April 2023
Chris Milne's avatar
Chris Milne

Hassle free

5
The most straightforward loan with top rated easy pay app. Excellent, highly recommended Reviewed on: 9th April 2023
Joanne Kerr 's avatar
Joanne Kerr

Excellent customer service

5
Really easy to secure, good online platform, great customer service Reviewed on: 8th April 2023
Mansoor's avatar
Mansoor

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