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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

15000 loan

Quick simple easy loan request, no hassle, no issues, no hidden costs, does what it says on the tin! Reviewed on: 8th April 2023

Best lender

Zopa make loans easy and offer some of the best rates available. Reviewed on: 8th April 2023

I recommend Zopa

Simple process. Friendly advice. Easy to contact. Reviewed on: 8th April 2023

Easy to do

No long winded 'procedures'. Very simple and quick. Paperwork was easy too. Thank you Reviewed on: 8th April 2023

Help me out at a difficult time

Zopa was easy to set up and there app is very good and easy to use. Reviewed on: 8th April 2023

Amazing Service

I’ve used Zopa twice as their process is very simple, the payment calculator helps me to budget whilst they are being a sensible lender. Reviewed on: 8th April 2023

Quick Approval

I got approved for my personal loan quicker than my bank who eventually declined to offer me loan. The Zopa loan interest rate was also low which makes repayment easy and affordable. Reviewed on: 8th April 2023

Hassle free

Hassle free aplication, easy to use website and they offered me the best APR Reviewed on: 8th April 2023

Great lender

Used zopa quite a few times, rates good, application process smooth, phone app really good. Nothing negative in my experience. Reviewed on: 8th April 2023

Nice and simple

Easy to set up,best recommendation Reviewed on: 8th April 2023

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