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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa Always

The Best loan provider around Am so grateful. They're so friendly and easy to deal with Reviewed on: 7th April 2023

Quick and easy

I quickly got accepted and the money was in my bank account. I definitely would use it again. Reviewed on: 7th April 2023

Did what they said they would do

When applying for a loan the process was straight forward and I even got a call from the bank to finish off a few details. That’s A Personal Loan ! Reviewed on: 7th April 2023

simple easy and quick

simply go on the website fill in the form and its in your account quickly, recommended to everyone Reviewed on: 7th April 2023

very helpful,

I applied for a loan was quick and easy, staff very helpful and friendly Reviewed on: 7th April 2023

Happy Customer

Easy, Safe and Honest Service. Very Happy with the Services they offered. Reviewed on: 7th April 2023

Good company

Fair rates, good app, easy to use and to manage the accounts. Reviewed on: 7th April 2023

So easy

Everything ran smoothly from application to completion Reviewed on: 7th April 2023

Fantastic

Fabulous company, easy and straightforward to use and no illegible jargon. They service is great and the team are superb. Keep up the good work! Reviewed on: 7th April 2023

Simple and straightforward

Simple to use, easy to follow app, great visual representation of countdown which is encouraging, nothing hidden Reviewed on: 7th April 2023

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