Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The best and friendliest company!

So after finding the car of my dreams, I set out to get a personal loan to acquire the vehicle, after being rejected from one loan provider I felt really down and that my dream was to be given up. upset, later that day I searched online for Zopa as I had been told by multiple friends that they are instant with their eligibility checks, they even carry soft search’s which don’t effect your credit score, so I applied for my loan and surely enough I was accepted straight away with the money being In my bank within half an hour. I was then able to go and purchase the one car I’d been looking at for years :) Thanks Zopa! Reviewed on: 6th April 2023

Personal loan made simple

Everything was done in minutes and transfer was quick. The app is a dream even for an oldie like me Reviewed on: 6th April 2023

Great loan, easily accessible.

Setting up a loan with zopa was quick and easy. It was.so much less hassle than using my bank Reviewed on: 6th April 2023

Ease of applying for loan

I found Zopa easy to apply for loan and felt confident and comfortable with the process of application for loan right through to approval I was well informed and would confidently recommend the company to friends and family Reviewed on: 6th April 2023

Excellent service. Good app.

Excellent service. Good app very easy to keep track of the loan payments. Easy to make earlier payments. Would highly recommend zopa as a money lender. Reviewed on: 6th April 2023

Clear and easy to use service

From end to end the process was straight forward and easy to follow. All information shared in a clear conscience way making it easy to chose the right product for my needs. Highly recommended. Reviewed on: 6th April 2023

So Straightforward and Clear

The online application was a breeze and the app keeps yoh up-to-date with your details. Great communicatokn every step of the way. Reviewed on: 6th April 2023

Fast and easy to apply

Fast and easy to apply- happy with results Reviewed on: 6th April 2023

Quick and efficient

The company was able to process my loan request quickly and efficiently, the Zopa app also allows me to monitor my account and offers useful options, such as, overpayment availability. Reviewed on: 6th April 2023

Simple online personal loans

Took out a personal loan a few years back and recently paid it off. Never had any problems with this lender or had any need to contact them. Got helpful reminder emails about my direct debit if the collection date had to change due to bank holidays etc. The website is quite basic and could be slow to load my loan details, but this was not a major problem. Would recommend. Reviewed on: 6th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 3.74 from 7 reviews
Personal Loans
from Cashfloat 4.66 from 49 reviews
Loans
from Creditspring 4.26 from 24 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub