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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fuss free

Zopa loans lent me some money when others wouldn't, even though I had good credit. They have never pushed me for any further products and that for me is good. I have never missed a payment and I have great confidence if I needed help they would be there for me. Reviewed on: 6th April 2023

Easy and efficient

Application process was easy to fill in and a decision was made there and then! Monay transferred to me within 2 hours. Couldn't fault them highly recommend! Reviewed on: 6th April 2023

Best Loan Provider in the WORLD

Zopa loans are just so easy to select, match your requirements and get approved. They are quick and easy to use, and the money can be transferred really smoothly too, especially if you need to take out additional loans. Everything you need to know can be communicated to you from very helpful and informative staff should you need to ring or use the help service on the website. Reviewed on: 6th April 2023

Brilliant,quick and safe!

I would definitely recommend Zopa,as they deliver what they promise! They are very trustworthy! Reviewed on: 6th April 2023

Amazing

I am dislexic and have to say I found the whole proses amazing Reviewed on: 6th April 2023

Very good

Very nice I’m happy with zopa thank you very much Reviewed on: 6th April 2023

Fantastic service, easy to use and apply for, tremendous... all round facility.

"Wow!" What an easy to use service, from application to supply of funds. The facility and processess offered by Zopa are first class and "Simply the best!" They are first rate in all that they claim to do and do. I would rather use Zopa than any of the the banks and buiding soicieties available on any high street. Truly love and appreciate having Zopa as part of my financial portfolio. Reviewed on: 6th April 2023

So easy

Zopa makes applying for a loan really easy. And once you are accepted the money is in your account that same day Reviewed on: 6th April 2023

smooth apply process

the apply process was smooth, the loan came with a few hours to my bank and the app is really nice. Top up funcion on app seems nice but have not used it yet. Reviewed on: 6th April 2023

Easy, straight forward and accessible

Easy application process, the results within seconds and any changes to live policy are easy to make Reviewed on: 6th April 2023

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