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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and Easy

Good company to communicate with and easy to navigate on the website for left over payments. 100% would use again and reccomend Reviewed on: 6th April 2023

Easiest Financial Application ever

What an incredible experience, it was the easiest application to fill and a robust response. In a matter of days, had money in the bank. It very timely for my needs. No mention the lowest interest rate on the market. I have since recommended Zopa to family and friends. Reviewed on: 6th April 2023

Excellent service

The service Zopa give is outstanding Reviewed on: 6th April 2023

All-round excellence

Easy to deal with and sympathetic Reviewed on: 6th April 2023

Fair rates, easy to use.

Fair rates, both the mobile app and the website is excellent. All the necessary information easily available before make the decision. Reviewed on: 6th April 2023

Transparent & Fast Application

What I love about Zopa is the clarity of applications the process which flows through to the ease of using the app. You know where you stand with Zopa..everything is clearly laid out & understandable.. I would highly recommend Zopa loans. Reviewed on: 6th April 2023

Excellent loan company

Easy to set up - not bombarded with emails - easy to check account Reviewed on: 6th April 2023

Amazing lender

This company was fabulous loan provider Reviewed on: 6th April 2023

Very responsive

Excellent rates; very quick for a decision. Would recommend without hesitation. Reviewed on: 6th April 2023

Fantastic service

Taking out a loan with Zopa was quick and easy. Received my loan within the hour. Would highly recommend! Reviewed on: 6th April 2023

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